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Sponsor Finance Loans

Fueling your investment success.

We understand that as a private equity firm or institutional investor, your success depends on executing your investment strategies effectively. Live Oak Bank’s sponsor finance team is your partner in success. We offer tailored financing solutions to support your acquisitions, recapitalizations, and growth initiatives, providing the capital and expertise you need to achieve your goals.  

Typical Customer Profile

  • EBITDA from $2 million to $15 million
  • Greater than $10 million in revenues
  • $5 million to $35 million in debt facilities
  • Institutional sponsor led transactions

Preferred Business Attributes

  • Committed management team
  • Strong cash flow generation
  • Recurring revenues
  • Diversified customer base
  • Non-cyclical industries

Loan Structures

  • Term loans
  • Revolving lines of credit
  • Delayed draw term loans: M&A and development
  • Unitranche debt facilities

Transaction Types

  • Mergers and acquisitions
  • Partner buyouts
  • De novo development
  • Refinance
  • Working capital
  • Recapitalizations

Personalized Service You Deserve

We’ll meet you where you are, whether that’s creatively structuring a small business loan or helping you maximize your money with a high-yield savings account. No need to jump through hoops for our attention — get the service you deserve from Live Oak Bank.

Our Team Understands Your Business

  • Matthew Richter | Live Oak Bank

    Matthew Richter
    Director, Sponsor Finance

    Email Matthew | 248.881.0855

  • Matthew Richter

    Director, Sponsor Finance

    Matthew joined Live Oak Bank in November 2015 and in his current role is responsible for deal origination, execution, and general lower middle market lending portfolio growth and strategy at the bank. Prior to joining Live Oak Bank, Matthew served as a commercial relationship manager with Talmer Bank and Trust responsible for the origination and portfolio management of a middle market C&I portfolio and also previously held credit analysis and underwriting responsibilities with TCF Bank. A native of Northern Michigan, Matthew’s banking career began in metropolitan Detroit.

  • Kevin Nowak | Live Oak Bank

    Kevin Nowak
    Director, Sponsor Finance

    Email Kevin | 773.817.2544

  • Kevin Nowak

    Director, Sponsor Finance

    Kevin joined Live Oak Bank in 2021 with over 20 years of experience in leveraged finance. Before joining Live Oak, Kevin was a senior vice president with TCF Capital Funding. Previously, he was a director in Fifth Third Bank’s sponsor leveraged finance group and a vice president at MFC Capital Funding. In these prior roles, Kevin was focused on lower middle market sponsor finance and his primary responsibilities included deal origination, transaction execution, underwriting and portfolio management. Prior to joining MFC Capital Funding, Kevin was an associate at BMO Harris Bank with execution and underwriting responsibilities within the bank’s syndications, sponsors and services, and asset-based lending groups. Kevin received a Bachelor of Science in finance from the University of Illinois at Urbana-Champaign.

  • Mike Montgomery | Live Oak Bank

    Mike Montgomery
    Director, Healthcare Sponsor Finance

    Email Mike | 919.280.9542

  • Mike Montgomery

    Director, Healthcare Sponsor Finance

    As a member of the sponsor finance lending team, Mike Montgomery specializes in healthcare consolidation and roll ups with a concentration in the Dental Service Organization sector. Previously, he worked with Live Oak’s healthcare team as a senior loan officer. In this role, Mike developed business strategies in lending to the industry and structured practice loans to dentists for expansion, construction, commercial real estate and various other business purposes. Mike joined the Live Oak team in early 2013 after seven years with another financial institution. A graduate of the University of North Carolina Wilmington, Mike has a business degree in finance.

  • Alex Thompson | Live Oak Bank

    Alex Thompson
    Associate Director, Sponsor Finance

    Email Alex | 910.550.1046

  • Alex Thompson

    Associate Director, Sponsor Finance

    Alex is currently an Associate Director on the Sponsor Finance lending team. Previously, Alex was a Business Analyst and managed a portfolio of more than $150 million of loans in the investment advisory and fitness center industries across the US. He also has experience underwriting SBA transactions across multiple industries and product types. Alex is a graduate of Wofford College, where he played four years of college soccer.

  • Jamie Woollens | Live Oak Bank

    Jamie Woollens
    Loan Officer, Sponsor Finance

    Email Jamie | 704.681.1249

  • Jamie Woollens

    Loan Officer, Sponsor Finance

    Jamie Woollens joined Live Oak Bank in 2021 as a member of the middle market lending team, where she specializes in Dental Service Organizations. Throughout Jamie’s banking career, which began in 2013, she has focused on a variety of industries, including healthcare, oil and gas and logistics and transportation. Her roles have spanned across underwriting, portfolio management and sales. Prior to her time in banking, she enjoyed a 7.5-year career at Duke Energy in engineering and project management. Jamie earned her bachelor’s degree in finance from the University of North Carolina at Charlotte.

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From our resource center

As part of our commitment to supporting business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Business fundamentals
  • Live Oak customer spotlights
See All Business Resources
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