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Live Oak Banking Company
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Bank Account Interest Rates

Bank Account Interest Rates

APY1 Minimum to Open
Savings Accounts
Business Savings 3.35% $0
Personal Savings 4.10% $0
APY2 Minimum to Open Initial Funding Maximum
Certificates of Deposit - Personal
3-Month Personal CD 3.00% $2,500 $250,000
6-Month Personal CD 3.90% $2,500 $250,000
9-Month Personal CD 4.00% $2,500 $250,000
1-Year Personal CD 4.10% $2,500 $250,000
18-Month Personal CD 3.90% $2,500 $250,000
2-Year Personal CD 2.00% $2,500 $250,000
3-Year Personal CD 2.00% $2,500 $250,000
4-Year Personal CD 2.00% $2,500 $250,000
5-Year Personal CD 2.00% $2,500 $250,000
APY2 Minimum to Open Initial Funding Maximum
Certificates of Deposit - Business
3-Month Business CD 3.00% $2,500 $250,000
6-Month Business CD 3.90% $2,500 $250,000
9-Month Business CD 4.00% $2,500 $250,000
1-Year Business CD 4.10% $2,500 $250,000
18-Month Business CD 3.90% $2,500 $250,000
2-Year Business CD 2.00% $2,500 $250,000
3-Year Business CD 2.00% $2,500 $250,000
4-Year Business CD 2.00% $2,500 $250,000
5-Year Business CD 2.00% $2,500 $250,000
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© 2025 Live Oak Banking Company. All rights reserved. Member FDIC. Equal Housing Lender. Member FDIC | Equal Housing Lender | Small Business Administration

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  1. Live Oak Bank Savings Annual Percentage Yield (APY) is valid as of  . No minimum opening balance or deposit required to open. Rates may change at any time without prior notice, before or after the account is opened. No minimum balance to open, but customers must have a balance of $0.01 to earn interest. Fees may reduce earnings.
  2. Live Oak Bank Certificate of Deposit Annual Percentage Yield (APY) is valid as of   and subject to change at any time without prior notice. The minimum deposit required to open an account is $2,500 and the maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings.
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We're excited to help you open a business savings account!

But why stop there—would you ike to pair your savings with a business checking account?

Earn a high return while effortlessly handling your day-to-day business operations, all in one place.

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