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Banking Built for Business

Running a small business can be complex—business banking should be simple.

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Business Checking

Start strong and power your business with our robust checking account. Seamlessly manage your day-to-day transactions and ensure steady cash flow.

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High-Yield Savings

Build for the future and complement your checking account with our high-yield savings. Secure your financial future while earning competitive interest.

Make the Most
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High-Yield CDs

Once you’ve established a solid financial foundation with our checking and savings accounts, consider a Certificate of Deposit (CD) to lock in predictable returns and watch your savings grow.

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Save Smarter
With Us

Earn &x the national average APY.2

We’re committed to offering high-yield interest rates and reliable digital service so that your savings can grow strong.

Live Oak Loves Small Businesses

At Live Oak, we’re more than just a bank – we’re partners in our customers’ success stories. That’s why we’re thrilled to showcase the real people and businesses we’re proud to support.

We’ve empowered 60,000+ small business owners and are so proud to spotlight their incredible journeys and inspire others.

Explore Stories
  1. Live Oak Bank Savings Annual Percentage Yield (APY) is valid as of  . No minimum opening balance or deposit required to open. Rates may change at any time without prior notice, before or after the account is opened. No minimum balance to open, but customers must have a balance of $0.01 to earn interest. Fees may reduce earnings.
  2. National savings average rate courtesy of the FDIC’s Weekly National Rates and Rate Caps, as of  ; average rate used is for deposits under $2,500.
  3. Live Oak Bank Certificate of Deposit Annual Percentage Yield (APY) is valid as of   and subject to change at any time without prior notice. The minimum deposit required to open an account is $2,500 and the maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings.