A male and female employee walking the campus conversing about life at Live Oak Bank

Life at Live Oak

Our commitment to your well-being

Benefits Like You've Never Seen Before

We recognize that securing top talent requires offering exceptional benefits: comprehensive healthcare coverage, robust retirement options, generous leave policies — all essential components in building and maintaining our industry-leading team. Our world-class campus in Wilmington, NC, is designed to enrich our employees’ lives with onsite healthcare services, multiple dining options and a fitness center.

Wellness & Campus Amenities

  • 100% medical coverage (for employees, their spouse/partner and dependents)
  • Subsidized restaurants on campus serving breakfast, lunch and take-home dinners
  • On-campus medical clinic
  • Health and wellness seminars, coaching and programs
  • On-campus fitness and wellness facility with personal training, group classes and physical therapy

Financial Growth & Security

  • 401(k) match
  • Bonus and restricted stock unit plans
  • Employee stock purchase plan

Time Off & Family Support

  • 4 weeks of paid time off
  • 11 paid holidays
  • 10 weeks of paid maternity leave
  • 6 weeks of paid paternity leave
  • 6 weeks of new parent leave
  • 6 weeks of paid adoption leave
  • 12 weeks of paid short-term disability and paid long-term disability leave
  • 10 days of paid bereavement leave

You Belong Here

Employee resource and interest groups, which all employees are encouraged to join, build belonging, drive thought leadership and put Live Oak values at the core of our operations. Some of Live Oak’s current groups include:

  • Women Inspired Network
  • Working Parents
  • Minority Professionals Aligning Communities
  • Asian American Pacific Islander Community
  • Pride and Veteran Empowerment Teams
Members of Live Oak Bank's Asian American Pacific Islander Community (AAPIC) employee resource group pose for a group photo during a lunch event to celebrate Filipino American History month

A part of Live Oak Bank's Women Inspired Network employee resource group having a round table meeting on campus to discuss thought leadership and the core values of the company

A group of volunteers from Live Oak Bank's veteran empowerment team employee resource group helping set up at the Clays Classic 2025 a veteran sponsored event

Representatives from Live Oak Bank's Asian American Pacific Islander Community employee resource group pose for a photo during a Merienda event to celebrate Filipino American History month

Three female members of Live Oak Bank's Minority Professionals Aligning Communities (MPAC) employee resource pose for a group photo at the 2025 Juneteenth event

Three members of Live Oak Bank's Asian American Pacific Islander Community (AAPIC) employee resource pose for a group photo with props to support the Onigiri Action Table for Two event

Live Oak Bank employees participate in a water dunk tank activity during an employee resource group Juneteenth event

The Live Oak Difference

When the founders of Live Oak set out to create something special, they knew that employees and their shared experiences would be fundamental to its success. As the bank has grown, that relentless focus to take care of employees has not changed.

Join our team

As part of the Live Oak team, you’ll have the chance to shape the next chapter of banking while supporting the backbone of our nation – small businesses.