Aerial view of downtown Wilmington, North Carolina the headquarters of Live Oak Bank a local bank offering personalized service and a full-range of modern commercial banking solutions

Wilmington Commercial Banking

Modern banking, local relationships.
FDIC Insured I Wilmington-based I Personalized Support

At Live Oak Bank, we understand the unique needs of Wilmington businesses. Our team brings local expertise and personalized service to every interaction. We’re more than just a bank; we’re your partner in success, offering a full range of banking solutions to help you achieve your goals.

Business Loans

Flexible financing solutions for real estate acquisition, construction, refinancing, and strategic investments. Our local market expertise ensures competitive rates and terms that work for your business. Loan amounts from $1 million to $25 million.

Business Banking

Complete banking solutions including checking accounts, savings and cash management tools. Streamlined for small businesses and robust enough for commercial clients.

Partner with Wilmington's Banking Experts

  • Brad  Neigel | Live Oak Bank

    Brad Neigel
    Wilmington Market Leader

    Email Brad | 919.909.2001

  • Morgan  Moskal | Live Oak Bank

    Morgan Moskal
    Commercial Banking Relationship Manager

    Email Morgan | 540.797.4373

  • Kellie Lewis | Live Oak Bank

    Kellie Lewis
    Commercial Banking Relationship Manager

    Email Kellie | 910.352.6538

Why Choose Live Oak?

Local Expertise, National Reach

Our Wilmington team combines in-depth market knowledge with the power of a national bank to support your business growth and financial goals.

Personalized Service

Build a lasting relationship with bankers who understand your business, your industry and your goals.

Commitment to Wilmington

We’re dedicated to supporting local businesses and contributing to the community’s growth and prosperity.

Female lower to middle market business owner reviewing the Live Oak Bank's commercial loan benefits and offerings on her tablet including their industry expertise, flexible banking solutions, efficient processes, strong risk management, and long-term partnerships
Male using his phone to search for personal banking products

From our resource center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights