At Live Oak Bank, we understand the unique needs of Wilmington businesses. Our team brings local expertise and personalized service to every interaction. We’re more than just a bank; we’re your partner in success, offering a full range of banking solutions to help you achieve your goals.

Wilmington Commercial Banking
Modern banking, local relationships.
FDIC Insured I Wilmington-based I Personalized Support
Business Loans
Flexible financing solutions for real estate acquisition, construction, refinancing, and strategic investments. Our local market expertise ensures competitive rates and terms that work for your business. Loan amounts from $1 million to $25 million.
Business Banking
Complete banking solutions including checking accounts, savings and cash management tools. Streamlined for small businesses and robust enough for commercial clients.
Why Choose Live Oak?
Local Expertise, National Reach
Our Wilmington team combines in-depth market knowledge with the power of a national bank to support your business growth and financial goals.
Personalized Service
Build a lasting relationship with bankers who understand your business, your industry and your goals.
Commitment to Wilmington
We’re dedicated to supporting local businesses and contributing to the community’s growth and prosperity.


From our resource center
As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:
- Loan product overviews
- Marketing tips and tricks
- Small business fundamentals
- Live Oak customer spotlights