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Banking Built for Small Businesses in Wilmington

Your business thrives here, and so do we.

Contact Wilmington Banker

At Live Oak Bank, we’re proud to call Wilmington, North Carolina, home, and our roots run deep within this vibrant community. We’re uniquely positioned to serve Wilmington businesses, offering a dedicated local team that truly grasps the regional landscape and the specific financial needs of companies like yours.

Our Wilmington-based experts blend extensive local market insights with the robust capabilities of a national institution, providing tailored solutions to fuel your business growth and help you achieve your financial aspirations. Partner with a banker who is invested in your success and committed to building a lasting relationship that supports the prosperity of your business and our shared community.

Contact Wilmington Banker

Choose Your Business Checking Account

We provide the service, control and convenience you need to move money and make payments. Choose a checking account below that meets the needs of your business.

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Business Essential

Ideal for your key, everyday business checking needs.

$10/month*
Waivable with $1,000 average daily balance

Open Account
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Business Plus

Ideal for businesses requiring ACH, online wire services or more robust features.

$25/month*
Waivable with $25,000 average daily balance

Open Account
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Business Plus Analysis

Ideal for businesses with high daily balances in need of statement aggregation and broader capabilities.

$100/month*
Earnings credit can offset fees

Contact Us
*Other fees and charges may apply. Please refer to the Business Schedule of Fees / Schedule of Limitations associated with your account type.

Meet Your Wilmington Business Banker

  • Romondo McEachern | Live Oak Bank

    Romondo McEachern
    Business Development Officer, Treasury Management

    Email Romondo | 910.515.6918

Why Choose Live Oak?

Local Expertise, National Reach

Our Wilmington team combines in-depth market knowledge with the power of a national bank to support your business growth and financial goals.

Personalized Service

Build a lasting relationship with a banker who understands your specific needs and provides customized solutions to drive your success.

Commitment to Wilmington

We’re dedicated to supporting local businesses and contributing to the community’s growth and prosperity.

Contact Wilmington Banker
Female lower to middle market business owner reviewing the Live Oak Bank's commercial loan benefits and offerings on her tablet including their industry expertise, flexible banking solutions, efficient processes, strong risk management, and long-term partnerships

Fuel Your Growth

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High-Yield Savings

Build a secure financial future for your business while earning competitive interest. Complement your checking account and watch your savings grow.

Open Savings Account

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High-Yield CDs

Looking for predictable returns? Once you have a solid foundation, lock in your earnings with a Certificate of Deposit and plan for the future with confidence.

Learn About CDs

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Business Loans

Access flexible financing to fuel your business growth. Whether you’re buying, building, expanding, or refinancing, we offer loan options starting from $10,000.

Learn About Loans

Live Oak Loves Small Businesses

At Live Oak, we’re more than just a bank – we’re partners in our customers’ success stories. That’s why we’re thrilled to showcase the real people and businesses we’re proud to support.

We’ve empowered 60,000+ small business owners and are so proud to spotlight their incredible journeys and inspire others.

Explore Stories

Wilmington Success Stories

We first partnered with the lending team at Live Oak Bank a few years ago to support an acquisition and had a great experience. More recently, we opened business banking accounts and have been equally impressed. While we were initially hesitant to move away from a traditional branch-based bank, the transition has been smooth, and the customer service has truly exceeded our expectations. The team is friendly, responsive, and even welcomed us to their Wilmington, NC headquarters since we’re local. Add to that one of the highest-yielding savings accounts in the country, and we’re confident we made the right move.

John Zachary, Partner & Wealth Advisor for Pathfinder Wealth Consulting

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Personal Savings & CDs

Ready to grow your savings or secure your future? Explore our personal banking options to discover our high-yield personal savings accounts and flexible Certificate of Deposit (CD) terms.

Learn More
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From our resource center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights
See All Business Resources