Male business banking customer reviewing his business plan notes

We Make Business Banking Easy

Our digital deposit products help you stay focused on what’s important.

Banking Built for Business

Running a small business can be complex—business banking should be simple.

Illustration of a hand with money representing a business checking account

Business Checking

Start strong and power your business with our robust checking account. Seamlessly manage your day-to-day transactions and ensure steady cash flow.

Illustration of a piggy bank with money raining down representing business savings

High-Yield Savings

Build for the future and complement your checking account with our high-yield savings. Secure your financial future while earning competitive interest.

Illustration of a funnel with money going into it to show growing your money with a business cd account

High-Yield CDs

Once you’ve established a solid financial foundation with our checking and savings accounts, consider a Certificate of Deposit (CD) to lock in predictable returns and watch your savings grow.

Save Smarter
With Us

Earn &x the national average APY.1

We’re committed to offering high-yield interest rates and reliable digital service so that your savings can grow strong.

Contactless card payment processed through a modern point-of-sale system at a small business.

Merchant Services

Accept payments seamlessly with transparent pricing, quick access to your funds, tools to help run your day, and dedicated support from a team that knows small business.

Live Oak Bank Loves Small Businesses

Live Oak Loves Small Businesses

At Live Oak, we’re more than just a bank – we’re partners in our customers’ success stories. That’s why we’re thrilled to showcase the real people and businesses we’re proud to support.

We’ve empowered 60,000+ small business owners and are so proud to spotlight their incredible journeys and inspire others.