A female teacher teaching her students as they sit on a rug at her educational services center

Educational Services Loans

Invested in those, who invest in children

Imagine a world where quality education is accessible to every child. Each and every day, you play a vital role in helping your city, region and world inch closer to making this dream a reality. As a small business owner who’s dedicated to operating successful educational services centers, you understand the growing demand for education centers and childcare facilities. Live Oak Bank is ready to help you build and grow your vision by providing affordable, flexible loans for educational franchises and independent businesses.

We leverage our knowledge of the education industry and financing expertise to help you capitalize on opportunities and avoid costly mistakes. Whether you’re looking to open a new center or charter school, renovate an existing facility or simply refinance your existing debt, we can provide the guidance and loan solutions you need to thrive. Available loan programs include SBA 7a, SBA 504, SBA 504 Green, USDA and others.

Need a little guidance and advice? Contact a loan specialist, they’re ready to help.

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Why Live Oak

At Live Oak Bank, we combine deep industry knowledge with specialized loan solutions to meet your business’s unique needs. We navigate the lending process alongside you with absolute efficiency and transparency, ensuring you are supported from application to funding. We are proud to invest in your growth because your drive is what drives us forward.

Empowering Education Together

At Live Oak Bank, we believe that great things are rarely achieved in isolation. Our success is built on a foundation of collaboration, trust and a shared vision for the future of learning. We are proud to work alongside a diverse network of early education leaders, innovators and specialists who are shaping the next generation. We have a proven track record of providing tailored lending solutions to the most respected names in the industry. Below are the early education franchises we have a strong history of supporting:

Don’t See Your Brand?

Our expertise goes beyond this list. If you do not see your franchise, we welcome the chance to learn about your goals and explore how we can grow together.

Customer Spotlight

Customer:
The Goddard School of Millburn, New Jersey
Laura Kulkarni, Franchisee

Project Type:
Goddard School Construction

“Goddard and Live Oak have given me a gift that has allowed me to give to all these children.”
– Laura Kulkarni, Goddard School Franchisee

Watch Customer Story

A dedicated educator, Laura Kulkarni dreamed of opening a school of her own. With the support of Live Oak, she fulfilled this vision with the construction of a Goddard childcare franchise, a world-class preschool in Millburn, NJ. The Goddard School offers a unique curriculum and promotes a trilingual education by teaching Mandarin, Spanish and English to children from 6 weeks of age to 6 years old.

More than just a lender, Live Oak serves as a strategic partner to support Laura’s admirable goals. “Goddard and Live Oak have given me a gift to give all of these children. They will be global citizens when they graduate,” she offers.

Laura suggests the larger implications of early-childhood education at The Goddard School by explaining, “30 years from now when those children sit around and somebody says ‘we need a new idea’ they literally may be more likely to think outside the box because of what they experienced at six months old than others.” It’s difficult to quantify the extraordinarily positive impact that Laura and this Goddard childcare franchise will have, as these children emerge into the world.

A DIFFERENT APPROACH TO SMALL BUSINESS LOANS

When you work with Live Oak, consider us a true partner to help you buy, build or expand your business.

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SMALL BUSINESS LOANS 101 GUIDE

Our team is experienced and can confidently guide you through the lending process. But first, download our guide with essential details about the basics of small business loans.

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Our Team Understands Your Business

Kelsey Connor
Director, Educational Services

Email Kelsey | 321.626.3415

Kaelin Medici
Senior Loan Officer, Educational Services

Email Kaelin | 910.550.2864

Catie Richardson
Senior Loan Officer, Educational Services

Email Catie | 910.274.5771

Tye Massey
Senior Loan Officer, Educational Services

Email Tye | 678.794.1674

We're ready when you are

Contact Loan Specialist

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From our resource center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

Loan product overviews
Marketing tips and tricks
Small business fundamentals
Live Oak customer spotlights

See All Business Resources