A veterinarian wraps a red bandage around the front paw of a German Shepherd

Veterinary Practice Loans

Financing that unleashes your practice’s potential

Our lending experts are focused on helping veterinarians obtain financing to achieve their dreams—even if you have faced roadblocks in the past. In fact, Live Oak Bank was founded solely as a veterinary lender and has a DVM on staff to educate and provide value to our customers and veterinary students that may be future practice owners.

Working with devoted veterinarians like you every day, we understand what it takes for your practice to succeed. We also understand the challenges you’re faced with every day as a small business owner. If you’re looking to begin a ground-up construction project, acquire a practice, refinance or make improvements, we’re the right financing partner to help you reach your goals.

Need a little guidance and advice? Contact a loan specialist, they’re ready to help.

Loan Solutions

Green puzzle piece icon representing acquisitions and Live Oak Bank's suite of FDIC insured products.

Acquisition

Acquiring an existing practice is a great start to veterinary practice ownership. Live Oak offers financing for the acquisition of an existing veterinary practice as well as the real estate.

Green tool icon representing construction for an agriculture business

Construction

You may need to build to expand the footprint of your clinic. A veterinary construction loan is a wonderful way to invest in the future of your veterinary practice.

Green location map points icon representing small business multi-practice ownership

Multi-Practice Ownership

Expanding to multiple locations is a great next step after successful ownership. Financing will allow you to scale your veterinary practice and achieve new levels of growth.

Live Oak Bank Bark & Borrow Podcast

Bark & Borrow

What does it really take to run a profitable pet care business?

Bark and Borrow is a straight-talk podcast from Live Oak Bank for owners and operators in boarding, daycare, grooming, and training. Every episode, we sit down with someone who’s been in it and get into the parts nobody posts about.

No fluff, no filler; just candid conversations with the owners and experts who’ve already made the decisions you’re weighing. Whether you’re opening your first facility or planning your fifth acquisition, you’ll get the operational and financial perspective you need to grow with confidence.

A DIFFERENT APPROACH TO SMALL BUSINESS LOANS

When you work with Live Oak, consider us a true partner to help you buy, build or expand your business.

SMALL BUSINESS LOANS 101 GUIDE

Download our guide with essential details about the basics of small business loans.

Customer Spotlight

Project Type:
Veterinary Practice Ground-up Construction

“The best part of owning your own practice and business like this, to me, is the great sense of pride and accomplishment. It gives you a sense of safety and security—knowing you’ve accomplished what you have been wanting to do all your life…dreams do come true.”

– Dr. Sam Smith, Co-owner of Paws & Claws Animal Hospital

Construction site for a new veterinary hospital, representing the growth and expansion of an animal healthcare practice.

Challenge:
Paws & Claws had outgrown their first practice location and the need for a new, larger space was necessary. They needed additional surgical units, better dry-goods storage and more space altogether. The veterinary practice was also tucked away from the road and shared a parking lot with a busy shopping center, affecting their visibility.

Working with Live Oak Bank and their contractor, Paws & Claws Animal Hospital was able to build a brand-new veterinary practice located just over one mile from their original location. The new facility offers ample work space with a separate pharmacy area, additional surgical suites and a larger treatment area.

Veterinary professional standing inside a veterinary clinic with treatment and examination areas in the background.

The close proximity to their original location ensured an easy transition for their current client base, while also attracting new customers with prominent new signage and close proximity to a busy road. Opening the new facility increased their client base by over 200 customers in the first month alone.

Our Team Understands Your Business

  • Brandy Keck | Live Oak Bank

    Brandy Keck
    Managing Director, Small Business Banking

    Email Brandy | 614.949.5851

  • Vince Dailey | Live Oak Bank

    Vince Dailey
    Senior Loan Officer, Veterinary Financing

    Email Vince | 404.995.2002

  • William Frazier | Live Oak Bank

    William Frazier
    Senior Loan Officer, Veterinary Financing

    Email William | 602.579.2300

  • Allie Rawl | Live Oak Bank

    Allie Rawl
    Senior Loan Officer, Veterinary Financing

    Email Allie | 252.916.1818

  • Calista Connors | Live Oak Bank

    Calista Connors
    Loan Officer, Veterinary Financing

    Email Calista | 203-364-6352

  • Claire Cronin | Live Oak Bank

    Claire Cronin
    Loan Officer, Pet Care Facility Financing

    Email Claire | 404.513.2347

  • Connor  Kress | Live Oak Bank

    Connor Kress
    Loan Officer, Veterinary Financing

    Email Connor | 919.760.0049

  • Jacqueline Pait | Live Oak Bank

    Jacqueline Pait
    Loan Officer, Pet Care Facility Financing

    Email Jacqueline | 919.475.1881

We're ready when you are

Male using his phone to search for contractor business loans and financing solutions

From our Resource Center

As part of our commitment to supporting small business owners, we have a library of free educational resources available to anyone. Here’s what you can expect to find in Live Oak Bank’s Resource Center:

  • Loan product overviews
  • Marketing tips and tricks
  • Small business fundamentals
  • Live Oak customer spotlights