FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Live Oak Banking Company
  • Business
    • Loans
      • SBABenefit from government-backed financing with options extending up to $5 million and beyond.
      • USDAWe are ready to help create change in rural America with REAP and B&I loans up to $25 million.
      • Live Oak® ExpressGet an SBA loan up to $350,000 with affordable monthly payments and quick access to capital.
    • Banking
      • CheckingSeamlessly manage your business’s day-to-day transactions with our robust checking accounts designed to power your cash flow.
      • SavingsSecure your financial future while earning competitive interest with our high-yield savings account.
      • CDsLock in predictable returns and watch your savings grow with a high-yield Certificate of Deposit (CD).
    Business Card Icon

    High-Yield Business Savings

      APY1

    No minimum required to open.

    Open Account
    Quick Access
    • Business Resources
    • Contact Loan Specialist
    (866) 518-0286

    Customer Success Managers are available
    Monday – Friday 8:00 a.m. – 8:00 p.m. EST.

  • Commercial
    • Specialty FinanceStrategic financing solutions to fuel expansion and capitalize on opportunities for lower-middle market and middle market businesses nationwide.
    • Project FinanceThe capital and expertise to support your real estate, energy, and infrastructure development projects.
    • Wilmington Business BankingAchieve your goals in the Wilmington market with local expertise, personalized service, and a full range of banking solutions.
    Business Card Icon

    High-Yield Business Savings

      APY1

    No minimum required to open.

    Open Account
    Quick Access
    • Business Resources
    • Contact Loan Specialist
    (866) 518-0286

    Customer Success Managers are available
    Monday – Friday 8:00 a.m. – 8:00 p.m. EST.

  • Personal
    • Banking
      • SavingsGet the service and rate you deserve at  APY1.
      • CDsA CD is a great savings tool for your long-term financial goals. When interest rates fluctuate, you can be confident that you have a guaranteed rate of return on the money.
    Personal Card Icon

    High-Yield Personal Savings

      APY1

    No minimum required to open.

    Open Account
    (866) 518-0286

    Customer Success Managers are available
    Monday – Friday 8:00 a.m. – 8:00 p.m. EST.

  • Get Started
  • Sign In

Important Disclosures

Important Disclosures

Business Banking Terms & Conditions

Business Plus Terms and Conditions

Consumer Terms and Conditions

E-SIGN Consent

Privacy Disclosure

Business Schedule of Fees/Schedule of Limitations

Consumer Schedule of Fees/Schedule of Limitations

Business Entity Authorization

Business Disclosures

Online Banking Minimum Requirements

Live Oak Banking Company
Download on the App Store Get It On Google Play
Company
  • About Us
  • Board of Directors
  • Careers
  • Channel
  • Contact Us
  • Corporate Philanthropy
  • Live Oak Ventures
  • Media
  • Our Leadership Team
  • Veteran Financing
Resources
  • Accessibility Statement
  • Construction Loans
  • Disclosures
  • Live Oak Bank Impacts
  • Investors
  • Online Privacy Notice
  • Privacy and Security
  • Research
  • Resource Center
  • Support

© 2025 Live Oak Banking Company. All rights reserved. Member FDIC. Equal Housing Lender. Member FDIC | Equal Housing Lender | Small Business Administration

Dedicated To The Doers®
YouTube Twitter/X Facebook LinkedIn
  1. Live Oak Bank Savings Annual Percentage Yield (APY) is valid as of  . No minimum opening balance or deposit required. Rates may change at any time without prior notice. Customers must have a balance of $0.01 to earn interest. Fees may reduce earnings.
Connect with us
Choose Your Sign In
Personal & Business Accounts
  • Business Savings & CDs
    Opened before July 21, 2025 For Business Savings or CD accounts opened before July 21, 2025, that do not have a Business Essential or Plus Checking account, this is your login.
  • Tidal Business Checking
  • Personal Savings & CDs
Sign In
Commercial Banking
  • Business Savings & CDs
    Opened on or after July 21, 2025 For Business Savings and CD accounts opened on or after July 21, 2025, or Business Savings and CD accounts opened with a Business Checking account, this is your login.
  • Business Checking Accounts
    • Business Essential Checking
    • Business Plus Checking
    • Business Plus Analysis Checking
Sign In
Business Loans
  • Manage Payments
  • Get Statements
  • Continue an Application
Contact a Loan Specialist

Sign In
Open a New Account
You are about to leave the Live Oak Bank website.

Disclaimer: This link will take you to a website outside of the Live Oak Bank site. The new site may offer a different privacy policy and level of security. Live Oak Bank is not responsible for the products or services that are offered or expressed on other websites.

Yes, I understand. Please continue.
We're excited to help you open a business savings account!

But why stop there—would you ike to pair your savings with a business checking account?

Earn a high return while effortlessly handling your day-to-day business operations, all in one place.

No, Continue to Savings Explore Checking Options